Sunday, November 20, 2022

Medicare vs Medicare Advantage - sounds similar but it's not

Sounds like plain old Medicare is better - it's accepted when you're out of state, accepted by more doctors and hospitals, and doesn't require as much pre-approval process. Note that one needs separate "part D" coverage for drugs, and one can get medigap insurance to cover the 20% copay. 
Note that if you leave Medicare to try one of the other "Advantage"-type plans, you might not be able to go back to your medigap coverage due to pre-existing conditions. 

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