Best bet ETF's

Cloud computing CLOU

- quick to recover and trim costs of market falls

- future growth area in business

https://investorplace.com/2019/12/best-etfs-for-2020-global-x-cloud-computing-fund-clou-will-be-king/

-small cap poised for growth

-FAANG stocks have topped out

-expense ratio 0.24%

-diversified

https://investorplace.com/2019/12/best-etfs-for-2020-ishares-russell-2000-growth-etf-iwo-is-the-best-bet/