"For 2019, the maximum your child can contribute to an IRA (either traditional or Roth) is the lesser of $6,000 or his or her taxable earnings for the year...Ideally, your child will receive a W-2 or Form 1099 for work performed...Many parents choose to "match" their child's earnings and make the IRA contribution themselves. For example, if your daughter earns $3,000 at a summer job, you can let her spend her money as she wishes and make the $3,000 IRA contribution with your own money...Remember to consider the IRS' gift tax rules. The contributions you make to a Roth IRA for your kid will count against the limit on tax-free gifts you can make to one person, which is $15,000 for 2019."
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