How dismaying. The replacement health care bill provided less incentives for healthy people to get insurance, and allows insurers to charger older people more for insurance.
Here's New York Times' analysis.
...The bill does less than many conservatives had hoped to open up the market for health insurance. And it still offers the kind of subsidies to middle-income people that they see as too generous.
...The result is likely to be higher prices for insurance, and fewer people with the ability to buy it.
...the current bill's drafters have felt political pressure from President Trump and their constituents to preserve some of the health law's coverage gains. Their efforts to preserve popular parts of the law and work within the special budget rules have led to the uneasy mix of policies in the bill.
...The bill keeps many of the Affordable Care Act's rules for insurance companies that Republicans have decried for raising costs. Here's what stays.
■ The health law's rule that insurance companies must sell polices to the healthy and the sick at the same price.
■ Its rule that insurance companies can't limit the benefits they pay out in a year or a lifetime.
■ Its requirements that all plans cover 10 categories of benefits, including preventive health services without a co-payment, rehabilitation services and maternity care.
■ The law's caps on how much customers can be asked to pay for health care through deductibles and co-payments.
...The bill effectively slashes subsidies that help many low-income people buy insurance, starting in 2020.
...The bill also does away with Obamacare's requirement that people have insurance or pay a fine.
...It allows insurance companies to charge higher prices to old customers and less to younger ones.
No comments:
Post a Comment